Military Retirement Planning Guides | Retirement Ready

Understand the inputs before you estimate. These guides explain the pieces of military retirement pay with practical examples and official references.

High-36 Military Retirement Calculator: How High-3 Pay Works

Estimate High-36 military retired pay using your highest 36 months of basic pay. See a worked example, inputs and limits before using Retirement Ready.

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BRS vs. High-36: Military Retirement Pay Compared

Compare BRS and High-36 military pension formulas with a 20-year example. Understand what an offline retired-pay estimate includes and leaves out.

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Guard & Reserve Retirement Pay: Points, Pay Base and Start Age

Understand Guard and Reserve retired-pay estimates: qualifying years, retirement points, High-36 or BRS multipliers, and verified pay start age.

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Military Retirement Pay and VA Disability: Offsets, CRDP & CRSC

See how VA disability compensation, the retired-pay waiver, CRDP and approved CRSC affect a military retirement income estimate.

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